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At Insurance Helpline, we’re your trusted, independent New Zealand insurance specialists. We help you find the right life, trauma, and health insurance so you and your family are protected when it matters most.

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Funeral Insurance

Funeral Insurance

Simple, Affordable Cover for Peace of Mind

Open 7 days 8am to 8pm.

Funeral Insurance is a very simple, and affordable, way to cover your funeral expenses. Acceptance is guaranteed for New Zealand citizens and residents (living in NZ) aged 40-75 with premiums that never increase as you get older.

Through our network of leading New Zealand insurance companies we can source an ideal funeral insurance cover for you and then arrange it in one simple phone call to 022 159 0696 , all at no cost to you for our advisory service.

Funeral Insurance (also known as Funeral Cover) will promptly pay your nominated beneficiary your selected cover amount so your funeral expenses can be paid. You can select any cover amount up to $30000 if you also wish to use some funds for any other purpose.

Key Benefits of a Popular Funeral Cover

  • You can apply for funeral cover if aged 40 to 75 and are a NZ citizen or resident living in NZ.
  • Guaranteed acceptance, no medical questions asked
  • Cover levels ranging from $3000 to $30000 (cash tax free)
  • Premiums never change, and at age 89 premiums cease with cover remaining for free
  • Pay premiums weekly, fortnightly or monthly
  • 10% premium cash back to you after 12 months
  • Claims typically paid out within days of the death certificate being available.

Cover can be arranged by one quick phone call, no forms, no medical, no hassle.

Premium Examples

Here are some premium examples from a popular option as at May 2026 (for non-smokers). These premiums are fixed (never alter).

  • Male aged 65, $7000 cover – $15.81 per week
  • Female aged 67, $15000 cover, $25.74 per week
  • Male aged 70, $5000 cover, $30.77 per fortnight
  • Female aged 60, $10000 cover – $63.84 per month
Funeral insurance New Zealand

Premium Examples

Here are some premium examples from a popular option as at May 2026 (for non-smokers).
These premiums are fixed (never alter).

  • Male aged 65, $7000 cover – $15.81 per week
  • Female aged 67, $15000 cover, $25.74 per week
  • Male aged 70, $5000 cover, $30.77 per fortnight
  • Female aged 60, $10000 cover – $63.84 per month

Get Covered Today

Planning ahead ensures your loved ones are financially protected when it matters most. Call or Text us on 022 159 0696 Or complete our online enquiry form to get a quote or apply today.