Funeral Cover (ages 50 – 75) / Life Insurance (ages to 69)
Please complete our enquiry form and we will provide quotes by return email shortly.
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- If you are currently aged 50 to 75 and are a NZ citizen or resident who currently lives in New Zealand, we can help you source funeral insurance to help pay for the costs of your funeral.
- If you aged under 50 please complete the enquiry form and we will advise the best options available for you.
- Sometimes, for those aged up to 60 (or thereabouts) standard life cover might still be a better option,we will guide you on this if we feel it is more beneficial than funeral cover.
- Funeral cover insurance is paid within 24-48 hours of satisfactory evidence of death being supplied to the insurance company.
- There is no need to wait for your will to kick in, probate or any sort of claim investigation.
- The money is quickly paid as a tax free, cash lump sum, for your nominated beneficiary to use for whatever purpose you instructed. You select the cover amount when purchasing the cover
- The claim proceeds are most commonly used the pay the immediate funeral costs, incidental costs for those travelling to the funeral or just to clear any small debt.
Premiums and Applications
- The premiums are fixed with no age-related increases, no ongoing annual increases.
- Options exist to minimise the total premiums paid, for example one option has premiums paid to 85 only, then the cover continues for free
- Acceptance of cover is guaranteed. You will never be asked any questions about your health.
- Cover can be applied for online (with cover issued immediately) or through a paper form.
For more information….
- Please complete the enquiry form on this page. This will tell us all we need to tell you how much the premiums are for you and how you can apply. We will review numerous insurer options, on your behalf, and provide recommendations for your consideration.
- If you have a partner to include we will quote with the joint policy discounts.
- We are insurance advisors and our service is free. Any insurance options we provide are guaranteed the same cost as if you apply with the insurer directly.
- We will also include details of any special offers.