Income Insurance is designed to protect your greatest asset, your ability to earn.
We deal with a large number of Income insurers such as Sovereign Insurance, Pinnacle Life, Tower Insurance, Fidelity Insurance, OnePath Life and others so our expertise will ensure you are provided with options that protect your income with confidence.
In the event that you cannot work due to illness or injury for a minimum of 4 weeks or more, this insurance can protect you against the consequences of being without income for a period of time. You will be paid a monthly amount based on a percentage of your income until you are able to work again (subject to policy conditions).
Here are some statistics go to prove that incurring a disability is not so remote as many would think:
- Approximately 30% of New Zealanders that are currently aged 40 will suffer from a disability sometime before they are aged 65 (Source: Davis Financial and Actuarial (2005)
- 12% of New Zealanders currently have moderate or severe disabilities (Source: Statistics NZ (2002), Disability Counts (2001)
- Over two thirds of disabilities are caused by illness and therefore no ACC benefit is payable (Source: Statistics NZ – Focusing on Women (2005).
Please complete the form below in absolute confidence and we will be in contact with no obligation, hassle free advice.